This HDFC Bank Millennia Debit Card was introduced to nurture the aspiration and lifestyle of all the millennials. With this thought, HDFC thought of unveiling the other card for EMI, Credit, and Prepaid same as HDFC Bank Millennia Debit Card. This HDFC Bank Millennia Debit Card has N number of privileges to enjoy and have access to. They are insurance cover, access to the complimentary airport lounge, high ATM withdrawal limits, and cashback on online spending.
So, on this note, let us know the card in and out, not only reviewing the HDFC Bank Millennia Debit Card but also knowing about the in-hand experience and the card.
HDFC Bank Millennia Debit Card outer looks are very different from most of the other cards. It has a blue background and a minimalistic design. Contrasting to other debit cards, the expiry date and card number are printed at the back. Due to which the card looks quite attired, but it does not have the feeling of premium. HDFC Bank Millennia Debit Card is accessible on the MasterCard platform in the World tier and permitted for all contactless transactions.
Key Highlights of HDFC Bank Millennia Debit Card
- You can get 2.5% of cashback points on all the online expenditures.
- With this HDFC Bank Millennia Debit Card, you can earn cashback points on the offline expenditure of 1% and wallet reloads.
- You get access to 4 complimentary Domestic Airport Lounge every year.
- Every year, you can get up to Rs.4,800 of cashback.
- On shopping through SmartBuy and PayZapp, you can get 5% of cashback.
- This HDFC Bank Millennia Debit Card also provides you with accidental insurance cover up to Rs.10 Lakhs.
Rewards On HDFC Bank Millennia Debit Card
- You can earn cashback points from each transaction which is greater than Rs.400.
- You can also redeem your cashback points if you want to, through Net Banking in multiples of 400 points.
- You can also get your cashback points credited in 90 days at the end of the transaction month.
- Cashback points can be legal for your reclamation within the next 12 months, after which your cashback points will get an interval.
You do not get cashback points on your dealings on fuel, jewellery, and business services, including credit card payment, insurance premium payment, & other business services too.
How To Redeem Cashback Points?
You need to log in to Net Banking, search for your card, and select the HDFC Bank Millennia Debit Card. You have to ask about your card and ask about your cashback points and their redemption; then, you will have to enter your account number and then input the cashback amount in multiples of 400.
HDFC Bank Millennia Debit Card Features And Benefits
1. Airport Lounge Access
To commendation to your daring voyages, this card can get you access to 4 complimentary lounges every year as per your calendar quarter at any domestic airports around the nation. To know the list of the lounges you can access around the nation and also know the terms and conditions of it, then, Click here.
2. Higher Debit Card Limits
- On regular Domestic Shopping limits – Rs.3.5 Lakhs.
- On regular Domestic ATM withdrawal limits – Rs.50,000.
- On regular International Shopping limits – Rs.1 Lakhs.
3. International Debit Card
- Your Debit card will come along with a Chip + PIN card initiated for Worldwide& Domestic Usage.
- If you wish to disable the International Usage on your HDFC Bank Millennia Debit Card, then login to Net Banking, or you can also have Phone Banking, or you may also visit your nearest HDFC Bank branch.
- Kindly note that all the re-issued Debit Cards will have the same International limit as the old Card.
4. Online Shopping
You need to pay bills or shop online by using your HDFC Bank Millennia Debit Card by using Verified by VISA(VBV)/MasterCardSecure Code.
5. Safe And Secure
The encoding technology of a contactless chip card that safeguards your card against deceitful use so that you can devote yourself well without worry.
This card also proposals better security by loading&handing out the material in a protected manner. This unconventional technology is more operative in preventing the card from imitating the product for counterfeit cards.
6. Contactless Payment Technology
The HDFC Bank Millennia Debit Card is permitted for contactless payments, simplifying reckless, suitable, and secure payments at marketing outlets.
Knowing that your card is contactless, you need to aspect for the contactless network symbol on your card. You can practice your card to do speed businesses at commercial sites long-suffering contactless Cards.
Also, note that in India, compensation through contactless mode is permitted for a maximum of Rs.2,000 for a solitary transaction where you are not requested to contribute your debit card PIN. Moreover, the amount is higher than or equal to Rs.2,000, as the cardholder has to cross the threshold of the debit card PIN for safety reasons.
7. Insurance Cover
With this DFC Bank Millennia Debit Card, maintenance comes naturally.
- It gives an enhanced Personal Accident Death Cover of up to Rs.10 Lakhs.
- Moreover, you are also qualified for an Accelerated Personal Accident Death Cover of up to a maximum of Rs.5 lakhs, subject to minimum transactions at merchant locations or online.
- All Debit Cardholders are compulsory to practice their debit card at marketing or online stores at least when after every 30 days to have the free Personal Death Insurance cover on your debit card dynamic.
Now get an extra International Air Coverage of Rs.1 Crore on obtaining an air ticket for using your debit card.
8. Fire And Burglary Protection of Rs.2,00,000
You can be protected for the kinds of stuff procured using the debit card for up to 6 months as an amount assured of Rs.2,00,000.
9. Checked Baggage Insurance Sum Of Rs. 2 Lakhs
Spread over the protected person travelling on tour or on holidays to place outside of India. So, the essential value of the escorted personal baggage has its place to the cardholder, so vanished because of fire, theft, burglary, and accident of travelling vehicle.
10. Zero Liability
You will not have any obligation to any deceitful Point of Sale transactions on the debit card, which takes place for up to 90 days preceding broadcasting the loss of the card.
11. Fuel Surcharge
Fuel Surcharge would not be appropriate for all the connections.
12. Travel In Style
Enjoy all the complimentary lounge access when you travel all around the nation of India.
HDFC Bank Millennia Debit Card Charges
- On this HDFC Bank Millennia Debit Card, the yearly fee on each card is Rs.500, with an additional applicable tax.
- For Charge slip retrieval request – 100
- For this HDFC Bank Millennia Debit Card, replacement or re-issuance charges are – Rs.200, with an additional applicable tax.
- Also, note that there are zero charges if you use this HDFC Bank Millennia Debit Card at any merchant locations for shopping or HDFC Bank ATMs. Moreover, at any petrol pumps or railway stations, transaction charges based on industry practices will be considered valid.
HDFC Bank Millennia Debit Card Eligibility and Documents Required
The eligibility of the HDFC Bank Millennia Debit Card is mentioned below: –
- The candidate needs to be NREs, and residents both can apply.
- And if you are an Indian resident should hold an account from the below-mentioned accounts. They are: –
- Salary Account
- Savings Account
- Current Account
- Loan Against Shares Account
- Super Saver Account
Required Documents
- PAN Card.
- Student ID card (wherever applicable).
- Senior Citizen ID Card (if applicable).
- Club membership ID card (with a photo of the applicant).
- Passport
- Workplace/College photo ID card.
- Railway Station Pass ID (recognized by the government).
- OBC photo card.
- Driver’s License or Learner’s License.
- Ration Card (with applicant’s name).
- Passbook bearing a photo of the applicant.
- Mediclaim/Insurance photo card.
- Voter’s ID Card.
The bank questions candidates to submit copies of one of the following documents as proof of address: –
- Senior citizens card from Indian Railways/Indian Airlines.
- Property tax receipt.
- Registration documents/ownership proof copy.
- Mobile post-paid bill.
- Society maintenance bill.
- Monthly outgoing bill from the registered housing society.
- Telephone bill (BSNL/MTNL).
- Letter from any recognized public authority.
- Water Bill.
- Letter from the society.
- Electricity Bill.
- Company ID card.
- Gas Bill.
- Bank account statement.
- LIC Premium Receipt.
- Address confirmation by the corporate on company letterhead as valid address proof.
- Ration card.
- Letter from any recognized public authority.
- Monthly outgoing bill from the registered housing society.
- Telephone bill (BSNL/MTNL).
- Mobile post-paid bill.
- Society maintenance bill.
- Registration documents/ownership proof copy.
- Property tax receipt.
FAQS
1. Do I have any limitations for transactions with HDFC Bank Millennia Debit Card?
As such, there are no such limits, but as per your balance in your account, it becomes possible to extract cash of up to Rs.50,000 from any ATM daily and can have an expenditure of Rs.3.50 lakhs on daily shopping. Note that these limits are set to have security for your HDFC Bank Millennia Debit Card.
2. Why did the 2nd Level authentication have made it compulsory for all the related online transactions for all the cards?
As per RBI’s command, you need to have the 2nd level of authentication on all the online transactions whenever a transaction gets complete. Therefore, your card must be recorded for any verification done by Visa(VBV)or by MasterCard Secure Code to complete an online transaction. An operation can be approved only on those internet sites verified by Visa or MasterCard Secure Code if permitted.
3. How can I change my password?
After you log in, you can alter your password by selecting the option “Change password” in the upper part of the screen. You have to sort your present password, so the new password you have selected in their particular boxes.
4. When will I accept the change of my ATM PIN?
ou will accept your new ATM PIN by the stake of within 10 days from when your application has consented.
5. Can I get my once more produced PIN online?
No. For safety explanations, we direct you with your ATM PIN only by column.
6. How can I record for Autopay?
To record for Autopay:
Step 1: Select the “Autopay register” link on the left side boundary.
Step 2: Select your Credit Card number that you need to record for the Autopay ability and your HDFC Bank account number from which you want your Credit Card expenditures to be made.
Step 3: If you want the entire sum of your declaration to be compensated from your bank account, then select the “Total amount due” link, and if you need only the minimum amount due of 5% of the total amount to be waged, then select “Minimum Amount Due”.
Step 4: Select “Continue” and then on “Confirm”.
A letter will be presented on the screen collateral with the positive registration of your Credit Card for Autopay. Please note that it takes 7 days to get stimulate the Autopay privilege for your Credit Card account. If your expense due date is 7 days, or less, away from the date of recording for Autopay, then kindly wage your regular bill through your traditional payment mode as Autopay will only be operative from the next billing cycle.
7. If I don’t have an HDFC Bank Account, can I apply for the HDFC Bank Millennia Debit Card?
Download the Account Opening form, print it, and enter all your data. This system will embrace the Easy Shop International Debit Card claim – there’s no need to fill in two forms. Take the suggestion to your closest HDFC Bank branch, and the bank will complete the process with your help.
8. If I already have HDFC Bank Account?
You will have to download the application form, print it, and fill in your details. Then globule it off at your resident by your HDFC Bank branch. The bank will take care of the rest of the process and direct the card to your dispatching address.
Final Talk
This HDFC Bank Millennia Debit Card gives a good striking reward rate on online shopping. Some other privileges like comprehensive insurance and complimentary lounge access could set apart from aristocrats. Moreover, every month, the hassle and cashback are at the low limit of the redeeming cashback through net banking is let down. This card would be highly recommended only if your Classic, Imperia, or Preferred relationship with the HDFC Bank.
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